Close your loan in as little as 14 days

When we have completed the pre-approval, we will use the information that we gathered to find the loan amount that works best for your situation.  


Low Interest Rates

At the Home Loan Expert, we strive to be as efficient as possible. We keep our operating costs low and that translates into low interest rates for our borrowers.


Customer service no one can match

Our customer-first approach to mortgages is what separates us from the competition. We will walk you through the process to ensure that your loan closes quickly and smoothly.

Calculate Your Payments

  • Mortgage Calculator
  • Refinance

Purchase Price: $100000

Down Payment: $10000

Monthly Payment:
(Principal + Interest)

Total Principal Paid:
Total Interest Paid:
Mike Carey

Mike Carey

Purchasing a home is a milestone in your life that should be a happy memory—so let The Mike Carey Team handle your loan and eliminate the hassle. Using the newest mortgage products and underwriting our own files allows us to approve loans and get low interest rates our competitors can’t. And we’ve got customer service no one can match. We close loans fast—in as little as 14 days! No matter what type of loan you’re looking for, the Mike Carey Team will work hard to make life easy for you.

Meet the
Mike Carey Team

Mike Carey
Mike Carey
Senior Loan Officer
About Mike
Mandy Whitten
Mandy Whitten
Mortgage Loan Relationship Specialist
Tyler Borg
Tyler Borg
Jackson Carey
Jackson Carey
Mortgage Relationship Specialist
About Jackson

What Clients Say About Mike Carey

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Contact Us

MikeC@TheHomeLoanExpert.com (901) 619-3665

Mike Carey
Senior Loan Officer | NMLS #384158


1544 W 2nd St. Commerce Park
Unit 108
Gulf Shores, AL, 36542

Learn About Loan Types

FHA Loan

Flexible home mortgages with attractive rates.

VA Loan

No down payment VA Home Loans for military Veterans & active duty service members.


United States Department of Agriculture (USDA) Loans are an excellent, affordable option.


Get Minute Loan Approval*

We offer same-day pre-approvals you can rely on. Find out your personalized rate in no time with our 5-minute loan application.